Real Estate Principals and Practices

Prepared by:

Jan E. Beran, Esq.


My office address, phone and fax:
Suite 101, 5635 O Street
Lincoln, Nebraska 68510
Phn: (402) 466-7110 Fax: (402) 466-1950
My homepage.

Send me email.
(beran@aol.com)

| Index to Course Materials | Course Description and Syllabus | 

Lending Practices
Reading Ch. 11, Jacobus

1.   Terms
     a.   PITI
     b.   Principal
     c.   Point
     d.   Impound reserve account (escrow)
2.   Repayment of Loans
     a.   Term Loans
     b.   Amortized Loans
     c.   Budget Mortgage
     d.   Balloon Loan
     e.   Partially Amortized Loan
     f.   Early Payoff Strategies
3.   Equity and Loan-to-value ratio
4.   Cost of Financing
     a.   Origination costs
     b.   Discount Points
     c.   Mortgage Insurance
5.   Government sponsored loan programs
     a.   FHA
     b.   VA
     c.   RHSA (formerly FmHA)
| Index to Course Materials | Course Description and Syllabus |

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